I’ve been a freelance writer and editor since 1993. And to be quite honest, nowadays I rarely ask my clients to sign any kind of contract. Following is some insight into when you need one, and when you probably don’t.

If you are looking for help with buying or selling your home most people turn to a real estate agent. While they aren’t required to buy or sell a home they are very beneficial to the process and can help you with each step along the way. Sadly you will also sometimes end up paying a very large real estate commission fee for very bad service and a poor real estate agent.

To make money off a blog takes a great deal of dedication. Doing everything on this list is not even a guaranteed way to help you get to your goal of monetizing your blog, but they will at least get your foot in the door.

Poorly crafted email impact your success not because of the form. It says even more about how seriously you are taking your work. It is a reflection of your self-confidence.

Did you invest the first ten years or more of your professional life learning about reliable, old school marketing? Prior to ten years ago, it was about local radio, local (cable) television, newspaper, networking functions, trade shows and occasionally an insert or direct mail piece. Life was easy. And then along came the internet, and everything went to the dogs. Some would argue it went to the cats, but that’s only in social media.