In this essay I explain why monopolies are never the result of free markets, but rather the result of government regulation. I adopt a common sense approach on the subject of monopoly. The document is written for the general public with no knowledge of economics.

This essay explains why private banks cannot create inflationary money and therefore are not responsible for the current economic crisis. Inflationary money creation is always the privilege of governments and central banks. The document is written for the general reader with no economic knowledge. I have postgraduate studies in economics,. English is not my first language so please excuse my syntax.

People say it’s a harsh world that was build for men. I can say that that there is the biggest lie I have ever heard.

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