As a kid I used to love the classic toy “Magic 8 Ball”. I’d quickly grab it and ask all those childhood oh-so important questions like: “Will I get an A+ on the test?” or “Are we going to have a snow day tomorrow?” or “Will I be rich when I grow up?” I’d shake that thing like there was no tomorrow and slowly turn it over opening one eye at a time to reveal the magical answer. Ok, I’ll admit it… if I didn’t get the answer I wanted, I’d shake it even harder and try again! Now as an adult and busy business owner I wish I had a Magic 8 Ball that could provide detailed specific answers to my questions: “What should I cook for dinner tonight?” “What clothes should I part with in my closet?” “What do I need to do to make a lot more money?” If you asked it, “What can I do to be more effective in my business?” I would venture to say it would share the following practical advice:

Don’t commit to a home loan before you’re sure it’s the best one available. By taking a patient approach, you’ll find a mortgage product that suits your needs.

A business is nothing without customers. Every business needs customers that remain faithful even during the rough times and for that, networking is very important. Without networking, a business is never able to thrive in the industry no matter what alternatives are taken in its place. Running a big business organization is not a child’s play and if you think that you don’t have enough clientele, then it is about time you educate yourself about some ways in which you could increase it.

Sometimes the well-meaning messages of social advocates can be so negative, the author hates to open all the e-mail she receives from them. It can be very depressing.

As a kid I used to love Transformers. Optimus Prime was my hero. He was strong, but had limits, and knew both how to lead and how to depend on those around him (and who wouldn’t love to be able to transform!