The idea of working from home in your pajamas is certainly an appealing one. Or you may dream of a job where you can set your own hours, take vacations with little or no advanced notice, drink a beer on your lunch break.

I was at a beautiful, beachside hotel in Miami, the elevator opened; a bellman with six large pieces of luggage was already inside. As I joined him, I commented that someone brought a lot with them. Then he told me, two of the suitcases were empty but they will be full when they leave.

Confession: I am a recovering business training junkie. In the first couple of years in my business, I spent thousands and thousands of dollars on trainings and programs. A few out of genuine passion for learning and growth, but some out of “Fears” – the fear of not knowing enough, the fear of missing out (triggered by some scarcity tactic or caught in the comparison trap), the fear of not doing the “right” things and therefore being criticized or judged.

Even though demand of gas increases day-by-day, most don’t know much about the topic. There are plenty of benefits to gas savings throughout the country.

With the proper investment planning, these men were able to set the bar for money well spent. Take a page from their book and allocate your funds to the proper channels.